Our Team

Team

How We Work

At Pacific Wealth Management, we embrace the higher fiduciary responsibility that comes with being an independent advisory firm, aligning our objectives with yours and working within a compensation model that ensures we act in your best interests at all times.

Our team approach adds perspective to all we do and provides increased benefits to our clients.

Meet Our Team

Find a Financial Professional

Isaac Cardoza, CFP®
J.P. Mayer, CFP®, MSBA
James C. Kuntz, CIMA
Justin C. Kuntz, CFP®
Kamaal Walker
Marjorie F. Smith, CFP®
Maryam Anaya
Michael L. Lim, CRPS

Justin C. Kuntz, CFP®

Managing Director

(858) 509-9797

Since joining the financial advisory business in 2006, I've maintained a commitment to develop expertise in my craft and deliver comprehensive financial planning to high-net-worth individuals throughout the United States.

James C. Kuntz, CIMA

Founder

(858) 509-9797

Having fulfilled my lifelong aspiration of relocating to beautiful San Diego, I embarked on my journey as an investment advisor in 1982 by starting my career as a financial consultant with EF Hutton. While working for a prominent Wall...

Marjorie F. Smith, CFP®

Wealth Advisor

(858) 509-9797

As a Wealth Advisor and Certified Financial Planner (CFP®) with Pacific Wealth Management, I work with our team of seasoned financial experts to protect and grow clients’ wealth. It is rewarding for me to see the calm my clients...

J.P. Mayer, CFP®, MSBA

Director of Research / Wealth Planner

(858) 509-9797

As Pacific Wealth Management’s Director of Research and Wealth Planner, I actively support our wealth and financial planning services, ensuring our clients’ financial plans and retirement strategies are current and...

Michael L. Lim, CRPS

Portfolio Manager

(858) 509-9797

I began my investment career in 1992 and have been a member of the Pacific Wealth Management team since its formation. As Portfolio Manager and Investment Policy Committee member, I monitor our clients investments daily to ensure they...

Isaac Cardoza, CFP®

Wealth Advisor

858-509-9797

As a wealth advisor at Pacific Wealth Management, I provide disciplined financial planning expertise to high-net-worth individuals and families. I help clients navigate the complexities of financial decisions surrounding retirement...

Kamaal Walker

Financial Planning Intern

Since being fortunate enough to join the Pacific Wealth Management team as their Wealth Management Intern I have had great exposure to what a caring and knowledgeable team does to assist their clients. After winning the National...

Maryam Anaya

Operations Manager

858 509 9797

As Operations Manager at Pacific Wealth Management, I am responsible for overseeing the firm’s daily operations, ensuring operational efficiency and process excellence. My role includes managing client services, overseeing compliance,...